We make a lot of excuses.
Sure, when that paycheck comes in, you have a plan for your money and how you’re going to spend it. Every dollar has a name to it. Everything seems to be going just fine, but something always comes up doesn’t it?
Your friend comes over to visit. You get that craving to hit up your favorite restaurant. Something always happens to ruin your plan.
And you accept it. You make excuses for yourself.
Until you can be honest with yourself about your finances, your situation will not improve. You won’t improve until you admit that there’s a problem to begin with.
Where do you begin? Stick with a plan. Tell yourself no. Those two letters are the most powerful letters you should be learning while you’re getting yourself out of debt.
Don’t worry. It won’t happen overnight. You’re going to have to tell learn to tell yourself no. Once you do, you’ll be better because of it. You’ll soon realize that you have control over your own finances.
You’ll stop making excuses for yourself. You’ll start winning.