Tell Us Your Craziest Mahr Story – NEW PODCAST SEASON!

One of the underlying themes with our work at Debt Free Muslims is connecting what Islam says about money to the practicalities of our daily life.

With season 3 of our podcast, we want to take that to the next level.

Instead of solely focusing on expert interviews, we’re going to be telling your stories about money.

Our first episode will be on Mahr, the pre-marital wedding gift (which is usually money) – aka dowry. We’ve got a few scholars lined up to give their input, but before we go to them, we need to know the actual issues affecting you.

That’s where you come in.

What is your experience with mahr? Did you have a non-traditional mahr? Did the issue of mahr cause a conflict before marriage? What about cultural or family expectations around it? How has it affected your ability to get married? Or affected you after marriage?

We want to hear from you, and maybe share your story with our listeners.

You can tell us your story in one of two ways: you can email us, or you can leave us a voice message at 724-426-2336. Make sure to include
1. Your story
2. How to contact you [dont worry, we’ll never mention names on the podcast without your explicit permission]. 

Tell Us: What’s The Worst Decision You’ve Ever Made?

How would your life be different now if you had a framework to help you avoid that decision? 

Firstly, we hope everyone enjoyed season 2 of our podcast – and our special guests including Sh. AbdulNasir Jangda and an exclusive interview with Ustadh Nouman Ali Khan. We are hard at work on season 3, and we will be sending out details about it in the near future.

Over the past year we have been quietly working on some new material related to decision making frameworks. Things like how emotions sometimes cause us to ignore halal, haram, and just good plain financial common sense.

With the new year coming up, we wanted to help equip you with this framework. But first, we need your help. We need to hear from you about some of these financial decisions.  We’ve put up a quick survey that’s only 2 questions.

Survey link: http://bit.ly/dfmsurvey

Please click the link to take it, and also forward it to at least one friend – it would help us out a lot.

Episode 31 – Shaykh AbdulNasir Jangda

Direct download mp3 here.
In this weeks episode, we show how Shaykh AbdulNasir’s parents and teachers had a lasting influence on his financial convictions today.
Connect with Shaykh AbdulNasir:
Episode sponsor: BeingThere (beingtherenp.org)
Season 2 of the podcast was mixed and edited by Freedom Podcasting.
If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.
You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

Episode 30 – Interview With Shaykh Mohamed Hussein

(download)

Guest: Mohamed Hussein
-How to view the test of student loans and deal with its burden
-Making dua specifically in regards to debts and student loans
-Importance of a mentality of making sacrifice
-Importance of good company
-Tawakkul in context of finances
Connect with Mohamed Hussein
If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

Episode 29 – Islamic Investing with Fatima Iqbal

(Direct download link)

Episode 29: Islamic Investing with Fatima Iqbal

Topics Covered:

-How Fatima got involved in Islamic Finance
-Why is the US behind other countries in Islamic finance?
-Advice for someone who wants to start investing
-What your financial picture should look like before investing
-Assessing the risk of investing
-Retirement goals
-7 Tenets of Halal Investing
-Estate planning

Connect With Azzad Funds

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

Episode 28 – Nouman Ali Khan and Entrepreneurship

(Click here for mp3 direct download)

Ustadh Nouman Ali Khan is the founder and CEO of Bayyinah Institute and aims to redefine the way Qur’an and Arabic is taught.

He was recently listed among the 500 most influential Muslims in the world. Millions of online users across the globe enjoy and benefit from his simple, clear, and entertaining approach to unraveling complex subjects in the Quran. The father of six relates well to the youth and tackles important but under-addressed issues. Ustadh Nouman Ali Khan decided to take on Bayyinah full-time in 2005 after serving as a professor of Arabic Studies at Nassau College. Since then, he has completed a comprehensive video library on Bayyinah TV of the entire Qur’an, catering to a contemporary audience, Muslim or otherwise.

He has taught over 200,000 students in live settings and has touched the lives of millions online. He currently resides in Texas, USA and is focusing on teaching his students and developing media content for Bayyinah TV.

In this episode, Nouman Ali Khan speaks about:

– The history of Bayyinah and it’s early financial struggles

– The role of entrepreneurship and why it’s important

– Advice for people who are going through difficulties

Connect with Bayyinah:
– Facebook: https://www.facebook.com/bayyinahinstitute
– Twitter: https://twitter.com/bayyinah
– Website: http://bayyinah.com/

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.
iTunes Link: http://bit.ly/dfmpodcast
Stitcher Radio: http://bit.ly/dfmstitcher
Android (RSS): http://bit.ly/dfmpodcastrss
You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

E27 – Family Money Fights with Usman Mughni

(Click here for mp3 direct download)

Usman Mughni is a Marriage & Family Therapist and holds a Master’s of Science degreein Marriage and Family Therapy
from Northern Illinois University and a B.S. in Psychology from the University of Maryland, along with a degree in diagnostic medical imaging.

He worked as a therapist at Alexian Brothers Behavioral Health Hospital in the Center for Addiction Medicine. Usman has experience providing counseling to individuals, couples, and families at Northern Illinois University’s Family Therapy Clinic along with experience working with individuals, couples, and families struggling with chemical dependency and mental health diagnoses and running psychoeducational group therapy at Centegra Specialty Hospital’s partial hospitalization and intensive utpatient programs.

Usman enjoys working with couples to help bring tranquility back into their marriage and providing premarital counseling to couples who hope to have a successful marriage at a time when divorce seems to be on the rise. Usman also works with individuals and their families struggling with addiction along with other mental and emotional struggles they may be having. His counseling site is http://www.peacefulyou.org/.

In this episode, Usman Mughni speaks about:

– The many problems (including financial) that lead to divorce

– In-laws dictating finances or other aspects of a couples life

– What causes fights in a marriage and how to handle them

– The common stigma that surrounds counseling

Connect with Peaceful You:
– Facebook: https://www.facebook.com/PeacefulY0U
– Twitter: https://twitter.com/peacefulyouinc
– Website: http://www.peacefulyou.org/

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.
iTunes Link: http://bit.ly/dfmpodcast
Stitcher Radio: http://bit.ly/dfmstitcher
Android (RSS): http://bit.ly/dfmpodcastrss
You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

Guest Post: Debt Free Journey

Guess post by Atif Ali, founder of 2xlifeandbusiness.com

I was 23 and my father died of a sudden heart attack at the age of approximately 42. At that stage of my life I was broke, had about £9000 of university debt, was about 15kg overweight, single, and to top it even further I had no job. That’s when I made the decision I wasn’t going to live the way I had lived anymore.

In the next 3 years of my life I became a personal development junkie, I had a burning desire to change. I thought I can’t be a victim of circumstances all my life; I began gathering courses and books and devoured them! I’d listen to personal development gurus in the car and at home every chance I got. Some weeks I’d go through 1-2 books. I started listening to Sheikhs and took their courses too.

All this effort, study, time in solitude and contemplation (and the help of Allah!) I began making small gradual changes in my life. In the next 3 years from 23-26 I lost nearly 20kg of weight off my body, got a job as a teacher (which I hated), got a married to a pious lady (Alhamdulillah). So I mastered my health, had income that supported me and my family (as I am living with my mum, grandfather, wife and 5 younger brothers and sisters) and had a lovely marriage.

But the problem was my marriage had 1 major flaw – me and my wife had arguments about money, sometimes a few times a week! And this was affecting me in other areas of my life (work, worship, health). I finally decided that I had to learn how money really worked and how to be successful with money, so that I’d never let it make my marriage suffer any more. Because your marriage definitely affects the quality of every other area of your life!

That’s when I decided I’m going to pay my debt off, and the search started for courses/books on personal finances. I still remember the day when I went on youtube and found a video of brother Omar Usman talking to a gathering, explaining the importance of managing your finances, and the fact that hardly any Muslim talks about it, even though it is vital for us muslims to excel in all areas of our life – money, health, marriage, parenting, business, profession, worship etc.

That video lead me to the debtfreemuslims.com blog where I downloaded the ebook ‘practical muslim guide to debt and personal finance’. I was at a stage where I’d more or less excelled in every area of life apart from money! I read the book within a few days and implemented the advice. First thing I focused on was cutting my expenses, yet spending moderately on things I love (courses, seminars and books!). I left my job (because I had to travel about 50 miles a day – and hated it) and became self-employed – working with local schools and this saved me 10 hours a week of travelling, which help me have more time with my wife and family. N

Then I sold my car and got an electric car, which saved me around £140 on petrol every month, then I rang my utility companies and made sure I was on a efficient plan and fixed my direct debits to go out on a certain date of every month. Then I set up a standing order for a fixed amount of sadaqa to go out on a monthly basis, and started saving a fixed amount into a separate account (which was also automated so I don’t see the money). When my wife found out I was saving for our future on a monthly basis, she started contributing an equal amount every month! So this doubled our savings and kept me motivated. I also automated a certain amount to pay my university debts off – with the help of allah that debt was wiped off a lot faster than I had expected – lesson learned – if you make effort and ask from allah (swt), allah (swt) helps you in ways we can’t imagine!

It took me several years of trial and error, but once I had strengthened my relationship with money I was able to make money a positive force in my life, instead of a negative one. And today I am 28, debt free, in a beautiful marriage (Alhamdulillah), and have started 2 part time businesses. And I am also launching a life and business coaching business in June 2015, helping other people succeed in life and in business, and save a lot of time, energy and money in the process!

 

Episode 26: Reflections from my Debt Free Journey with Saeed Shaikh

Download to mp3 here.

In this episode, brother Saeed Sheikh shares his debt free story with us. We talk about the following:

  • How common is it for college students to get into credit card debt without realizing it
  • The ways we rationalize purchases
  • Behavioral and spiritual changes during his debt free journey

Saeed’s article on his debt free journey can be found here: http://debtfreemuslims.com/reflections-my-journey-to-debt-freedom/

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.

  • iTunes Link: http://bit.ly/dfmpodcast
  • Stitcher Radio: http://bit.ly/dfmstitcher
  • Android (RSS): http://bit.ly/dfmpodcastrss

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/